ClearCheckbook allows users to get control of spending and manage their finances. Through the information discovered on ClearCheckbook, users can improve how they handle their money and gain better financial footing. The application includes many valuable tools, such as spending limit setting features, mobile devices accessibility, at a glance views of finances on the user dashboard and much more. Anyone can manage their funds through colorful graphs, pie charts, line charts, and well organized account listings. ClearCheckbook makes it possible for users to learn how they spend money and where weak areas may exist that could be improved.
ClearCheckbook has modest beginnings. The concept for the web based application formed in the mind of college student Brandon O’Brien, who wanted to develop a better way to manage his finances and balance checkbooks. Using his technological skills, O’Brien went to work on the application that is now known as Clear Checkbooks. O’Brien has since graduated from Purdue University with a Bachelor’s degree in Computer Graphics Technology with a focus on Interactive Media. His creation, ClearCheckbook, has thrived and become a popular choice for many users.
ClearCheckbook makes it easy for users to manage all aspects of their spending. The application is flexible, offering users’ access on iPhone, Android, and Palm WebOS mobile devices as well as through the traditional website. The tools available help users balance their checkbooks and monitor their spending using calendars, graphs, charts, and listings. There are many ways to gain insight through ClearCheckbook. Users can even set specific spending limits to help them control funds and prevent the possibility of overspending.
ClearCheckbook gets the job done using colorful graphs, pie charts and well organized lists. Some of the information may be presented in a bland way, but this can work well for some users who prefer a no nonsense approach to managing their financial accounts. Users who prefer something a little flashier, with more vibrant colors and stylish graphics to show them where their finances are may do better elsewhere. That is not to say that ClearCheckbook features are unappealing. They work very well and present the information in a clear, organized manner.
Visitors can become ClearCheckbook users by clicking on the “Sign up Now!” button found at the top of the page. The registration form asks for a username, valid email address, password, and terms of service agreement. After entering the details and clicking the register link at the bottom of the form, the user can begin the guided account setup process. The guided option is not a requirement. Users can also choose to learn ClearCheckbook on their own and begin the set up without assistance.
Users are given two affordable options for using ClearCheckbook. The first is to sign up for free. This option gives the user access to all basic features offered by the site, which may be enough depending on the complexity of expenses and frequency of application use. Others can opt to purchase a premium paid membership. There are four payment options when signing up for premium accounts. User can pay just under $5 on a month by month basis, or pay about $12 for three months of access. A six month option is available for under $25 while the longest membership, which spans one year, runs just over $40. Users can pay using Visa, MasterCard, Discover or American Express and will gain access to advanced reports, running balances, customized reports, custom transaction fields, transaction histories, multiple user access and more.
ClearCheckbook is a good choice for users that want a very straight forward way to handle their finances. The site offers free and paid memberships, although some of the paid features may be available through other applications for free.